Finance guides
Practical walkthroughs behind the Finance tools. Every guide links to the tool that does the job.
Browse Finance ToolsAugust 31, 2026
Reduce EMI or reduce tenure after a part payment: which saves more?
Both lower your total interest, but not by the same amount. Here's the trade-off, a worked example, and how to compare your own loan.
August 31, 2026
How to calculate a home loan foreclosure amount
Outstanding principal, accrued interest, charges and tax — what goes into a loan foreclosure (pre-closure) figure, and why the bank's number can differ.
January 25, 2026
SIP vs. lumpsum: what the math actually says
Systematic investing and lump-sum investing solve different problems. Here's how to reason about which one fits your situation.
January 15, 2026
How to calculate EMI (and why the formula looks so intimidating)
A plain-English walkthrough of the EMI formula, what each variable means, and a worked example you can check by hand.