Finance Tools
Accurate financial calculators for loans, investments and savings — with full breakdowns and formulas so you can see exactly how each number is calculated. These calculators are for planning purposes only and are not financial advice.
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- Reduce EMI or reduce tenure after a part payment: which saves more?Both lower your total interest, but not by the same amount. Here's the trade-off, a worked example, and how to compare your own loan.
- How to calculate a home loan foreclosure amountOutstanding principal, accrued interest, charges and tax — what goes into a loan foreclosure (pre-closure) figure, and why the bank's number can differ.
- SIP vs. lumpsum: what the math actually saysSystematic investing and lump-sum investing solve different problems. Here's how to reason about which one fits your situation.
- How to calculate EMI (and why the formula looks so intimidating)A plain-English walkthrough of the EMI formula, what each variable means, and a worked example you can check by hand.