Useful Hacks

SIP Calculator

Project the future value of monthly SIP investments.

Calculated locally in your browser. Nothing you enter is uploaded or stored.

Overview

Projects the maturity value of a Systematic Investment Plan — a fixed amount invested every month — assuming a constant expected annual return.

How to use it

  1. 1Enter the monthly investment amount.
  2. 2Enter the expected annual return rate.
  3. 3Enter the investment duration in years.
  4. 4View the projected maturity value and total gain.

Formula

SIP future value

FV = P × [((1 + i)^n − 1) / i] × (1 + i)

P = monthly investment, i = monthly rate of return, n = number of months.

Tips

  • This calculator provides an estimate for planning purposes only and is not financial advice.
  • Actual returns vary with market performance — this assumes a constant rate, which real investments rarely deliver exactly.

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