CAGR Calculator
Calculate the Compound Annual Growth Rate of an investment.
Calculated locally in your browser. Nothing you enter is uploaded or stored.
- Free — no signup, no account, no watermark
- Runs entirely in your browser — nothing is uploaded to a server
- Works on mobile, tablet and desktop
- Instant — results appear as soon as you enter your input
Why this is private
- Calculated locally in your browser. Nothing you enter is uploaded or stored.
- Open your browser's DevTools → Network tab while using this tool — you won't see a request carrying your input, because it never leaves your device.
- Nothing you enter is uploaded to a server or shared with us — the processing happens entirely on your device.
Overview
CAGR (Compound Annual Growth Rate) smooths an investment's growth over multiple years into a single annualized rate — useful for comparing investments with different holding periods.
How to use it
- 1Enter the starting value.
- 2Enter the ending value.
- 3Enter the number of years.
- 4View the CAGR percentage.
Formula
CAGR
CAGR = (Ending Value / Starting Value)^(1 / years) − 1
Expressed as a percentage.
Examples
₹1,00,000 grows to ₹2,00,000 in 5 years
CAGR ≈ 14.87% per year.
Tips
- This calculator provides an estimate for planning purposes only and is not financial advice.
- CAGR assumes smooth, steady growth — actual year-to-year returns are usually more volatile even when CAGR looks tidy.
Frequently asked questions
What people use it for
Compare two investments held for different periodsCAGR normalises returns to a per-year rate so a 3-year and a 7-year holding are comparable.
Summarise a portfolio's growthTurn a start value, end value and duration into one headline number.
Check a fund's advertised returnVerify a 'X% CAGR' claim from the start and end NAV.
Set an expectation for a business metricRevenue or user growth over several years expressed as an annual rate.
Related guides
- SIP vs. lumpsum: what the math actually saysSystematic investing and lump-sum investing solve different problems. Here's how to reason about which one fits your situation.
- Reduce EMI or reduce tenure after a part payment: which saves more?Both lower your total interest, but not by the same amount. Here's the trade-off, a worked example, and how to compare your own loan.
- How to calculate a home loan foreclosure amountOutstanding principal, accrued interest, charges and tax — what goes into a loan foreclosure (pre-closure) figure, and why the bank's number can differ.
- How to calculate EMI (and why the formula looks so intimidating)A plain-English walkthrough of the EMI formula, what each variable means, and a worked example you can check by hand.
Related tools
All finance toolsSIP CalculatorProject the future value of monthly SIP investments, or compare against a lumpsum.Lumpsum CalculatorProject the future value of a one-time investment, with an optional inflation adjustment.XIRR CalculatorCalculate annualized returns for irregular cash flows, with a quick-fill mode for recurring investments.EMI CalculatorCalculate your monthly EMI, full amortization schedule, and part-payment or foreclosure savings.
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CAGR Calculator